One of the suspected unhealthy banking practices is the problematic credit channeling by BPD of East Kalimantan.
The performance of Regional Development Bank (BPD) was continuously highlighted by various parties. The reason is that many illegal deposits practices occur from some BPD to officials at the provincial and district levels in various regions. The spokesman of NGO Transparansi Otonomi Daerah (Transoda), Ahmad Dede Kurniawan said one of the suspected unhealthy banking practices is the problematic credit channeling by BPD of East Kalimantan (Kaltim) to a company PT Anugerah Urea Sakti in Kaltim.
Ahmad said that legally, the party applying for a loan was indeed a community cooperative as plasma farmer. However, the corporate guarantor was PT AUS. The fact was that PT AUS also manages and uses the credit funds. Therefore, it can be said that the substantial creditor is PT AUS,” he explained.
The credit was worth around Rp 219 billion which is realized in July 2009 for the purposes of development and management of community’s oil palm plasma plantations in the area of 3,000 hectares in Kutai Kartanegara.
There was an allegation that the credit funds were not used for the development and management of oil palm plantations plasma belongs to the people. Ahmad said that this allegation comes after seeing a very slow process of plantation development.
He said that almost all plantation development schedule starting from land clearing, construction of roads, construction of drainage until seeding time deviated from the limit that have previously set. If in the end the people's plantation development fails then most likely the loans of PT AUS will be bad and that means financial losses have led to the state.
And that's not just the problem. If the people’s plantation development by PT AUS fails then it will surely cause the loss for the local people as the owners and possibly also as oil palm plantation workers.
Moreover, the physical guarantee of that loan is the plantation areas that are currently being developed, said Ahmad. If in the future the credit turns into bad and the bank conduct the foreclosures, the people own of the land will suffer from two great losses.
From this allegation, Ahmad request Corruption Eradication Commission (KPK) to investigate this case in detail. He hoped that KPK does not passively wait for the credit of PT AUS becoming bad then act on it.
"Without having to wait for PT AUS bad credit, elements of corruption has been fulfilled if absolutely verifiable credit disbursed funds were not used for plantation development," he added.
That is, Ahmad added, in accordance with the mandate of Article 4 of Law Number 30 of the Corruption Eradication Commission (KPK), year 2002 which said that the Commission was formed to improve the efficiency and effectiveness of efforts to eradicate corruption. "Therefore, the Commission must act quickly to investigate suspected cases of this problematic loan," he said.
Abuses conducted by BPD clearly does present a question, the extent to which BI supervise regional banks. Unfortunately, Director of the Directorate of Law of BI, Ahmad Fuad did not pick up the phone when confirmed by Hukumonline.
Yoz
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